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A 20-minute conversation, and no presentation.
Most people reach out because something is changing: a retirement date coming into view, a company plan to decide about, a set of accounts nobody has looked at together. The first conversation is simply about that.
You'll work directly with me. I'm your primary financial planner and point of contact. I have a team behind me supporting the work, and I stay at the center of your planning relationship.
20 minutes. No cost, no obligation.
Melissa Moss, CFP® — Woodstock, Georgia.
Before
Tell me what prompted you to reach out and what is changing over the next few years. A few sentences is plenty — there is nothing to prepare and no documents to gather.
During
Twenty minutes to talk through your goals, the decisions in front of you, and the areas where you'd like more clarity. You can ask me anything you want about how I work.
After
You should leave understanding what a sensible next step looks like and whether working together makes sense. If I'm not the right fit, I'll say so, and I usually know who is.
In their words
If you're not sure where to begin, you're in good company.
I was so nervous and unsure of where to start or what questions to ask, but I had an idea. Melissa is so kind, she took her time to explain what really mattered to me. She answered all my questions. We came up with a plan that matched my ideas and the direction I want to go in. I couldn't be more comfortable and confident in our choices and my financial future.
Lia Sanchez
Verizon Wireless Trainer
1. This statement is a testimonial by a client of the financial professional as of 11/26/2025. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial. These views may not be representative of the views of other clients and are not indicative of future performance or success.
What I won't do on the call.
- Ask for account numbers or statements.
- Give individualized recommendations before I understand your situation.
- Predict markets or promise outcomes.
- Ask you to decide anything on the spot.
20 minutes. No cost, no obligation.
Wondering what to expect? The common questions page answers what I hear most often before a first conversation. Already a client? Your portal links are on Client Resources.
Moss Wealth Management serves households in Woodstock, Cherokee County, and North Metro Atlanta, and other states where Moss Wealth Management is registered.
Not ready to talk yet?
Start with the Blind Spot Finder, or read the 36-Month Retirement Decision Calendar. Both are educational, and neither requires a conversation.